Glossary

F

Family / General Practice — 

A specialty focusing on providing primary health care for the entire family.

Fee for Service — 

This occurs when doctors, hospitals and other professionals receive a fee for each service rendered. Fee-for-service health plans typically allow patients to obtain care from doctors, hospitals and other professionals of their choosing.

Flexible Spending Account (FSA) — 

Employer-established benefit plan that reimburses employees for specific medical expenses. The employee contributes funds to the account through a salary reduction and can withdraw the funds set aside to pay for certain medical bills that are not reimbursed by insurance or any other arrangement. Salary reductions set aside in a flexible spending account are not subject to income tax and Social Security tax. Employers may contribute to these accounts as well. By law, the employee forfeits any unspent funds in the account at the end of the plan year, or, if the plan includes it, a specified grace period.

Fluoroscopy — 

An X-ray procedure that makes it possible to see internal organs in motion and uses X-ray to produce real-time video images.

Formulary — 

An insurance company’s list of covered drugs. These drugs are chosen by a team of doctors and pharmacists because of their clinical superiority, safety, ease of use and cost.

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